FAQs
Why should I work with UpLend Financial?
We are committed to providing clear, supportive, and pressure-free guidance to help you better understand your options. Our goal is to empower you to make confident financial decisions — with no hidden fees, no high-pressure tactics, and no complicated jargon.
Can you guarantee that I will be approved for a loan?
No, we cannot guarantee loan approval. Loan eligibility and terms are determined solely by underwriting guidelines and the client’s individual financial profile.
Are there penalties for early payment of a loan?
There are no fees or penalties for early payment of your loan. You only pay interest on your loan on the outstanding balance, so early payment will also reduce your interest charges.
Does pre-approved mean that I am guaranteed approval?
We use the information contained in your credit report to determine if you satisfied certain criteria for creditworthiness in conjunction with this offer. If, after you respond to this offer, it is determined that you no longer satisfy those criteria, credit may not be extended to you. This can happen if your credit score has recently decreased. Additionally, we don’t have your income information until you apply. Credit may not be extended to you if you do not have sufficient income to support your loan payments.
What will my Interest rate be?
Your custom interest rate and the loan amount will be determined by a variety of factors, including but not limited to your credit history, your income, your ability to repay the loan and other personal factors.
